Terms & Policies - Xcitie Bank

Customer Terms & Policies

Please review the following policies to understand your rights and obligations as a valued client of Xcitie Bank.

1. General Terms of Service

By accessing or using our online banking services, you agree to be bound by these Terms and Conditions. You are responsible for maintaining the confidentiality of your login credentials and ensuring that all information provided to us is accurate and up to date.

2. Privacy & Data Protection

Your privacy is of utmost importance to us. Xcitie Bank is committed to safeguarding your personal and financial information through industry-standard security protocols and data protection measures.

We collect and use your data solely for the purpose of providing banking services, verifying your identity, improving user experience, and complying with legal and regulatory obligations. We do not sell or share your information with unauthorized third parties.

3. Security Practices

Our digital banking systems utilize advanced encryption technologies and continuous monitoring to ensure the security of customer data and transactions. We strongly encourage clients to:

4. Electronic Communication

By using our online services, you consent to receiving electronic communications, including account notifications, updates, and legal disclosures, unless otherwise stated in writing. It is your responsibility to ensure your contact information remains current.

5. Limitation of Liability

While Xcitie Bank employs all reasonable measures to maintain secure and uninterrupted access, we shall not be held liable for any losses resulting from technical issues, maintenance downtime, or unauthorized access beyond our control.

6. Updates to Policy

These Terms and Policies are subject to change. Any updates will be posted on this page, and continued use of our online services constitutes acceptance of the revised terms.

Notice: Xcitie Bank operates as a fully licensed and regulated financial institution. All online activities are subject to applicable banking regulations and the oversight of relevant financial authorities.

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