Xcities has been serving customers with excellence and integrity since 1985. Our mission is to empower you with innovative financial solutions tailored to your needs.
Flexible and fee-free options to manage your daily finances.
Grow your money with competitive interest rates.
Tailored solutions for your growing business needs.
We prioritize your financial well-being with dedicated support, cutting-edge technology, and community-focused values.
No monthly fees, free online banking, mobile deposits.
Startup Capital: $0
Higher interest rates, no minimum balance required.
Startup Capital: $100
Unlimited transactions, free business debit card.
Startup Capital: $500
Send money instantly with our mobile transfer feature. Secure, fast, and convenient — right at your fingertips. Whether paying bills, sending to family, or splitting expenses, transfer funds anytime, anywhere.
Pay your bills directly from your mobile device in just a few taps. Our secure mobile banking app makes managing monthly expenses simple and stress-free.
Skip the trip to the bank! Use our mobile app to quickly snap photos of your checks and deposit funds instantly from anywhere, anytime.
Our loan management tools give you complete control over your repayments, schedules, and outstanding balances — all in one convenient place.
Stay on top of your investments with real-time updates and detailed analytics, helping you make smarter financial decisions.
Explore Investments
Plan your finances with ease using our savings goals and budgeting tools, designed to help you save more effectively.
Get StartedUnlock special rewards and personalized offers tailored just for you, as a valued member of our banking family.
Discover Offers
Get instant assistance anytime with our in-app live chat and dedicated support team ready to help you with all your banking needs.
Contact SupportStay updated with instant notifications and alerts for transactions, account activity, and important updates — so you never miss a thing.
Manage Alerts
Locate our nearest ATMs and branches anywhere in the US using our interactive map.
Easily manage your personal details, security preferences, and account visibility — all in one place.
Securely upload, view, and download important banking documents anytime, anywhere.
Find answers fast with step-by-step guides and helpful video tutorials to enhance your banking experience.
Bank hands-free — use voice commands to check balances, transfer funds, and more with our voice assistant.
Your opinion matters — share feedback and rate your experience to help us improve.
Invite friends and share your banking experience on social media. Earn rewards when they join!
Report unauthorized transactions or request assistance with ease through our secure dispute process.
Bank in your preferred language — our platform supports multiple languages for global accessibility.
Track your spending, monitor your savings goals, and improve your financial wellness with our interactive dashboard.
Xcities Banking